Indian Railway launches Insurance scheme for e-ticket travellers

The Indian Railways has launched an insurance scheme upto Rs 10 lakhs for passengers travelling on e- ticket. The insurance scheme was launched by Union Railway Minister Suresh Prabhu in New Delhi. For this scheme, Indian Railways has roped in Shriram General Insurance Company, ICICI Lombard and Royal Sundaram General Insurance for providing the insurance cover.

Person booking a train ticket through the IRCTC website will be eligible for the optional travel insurance.
To avail the facility, train passengers will have to pay 92 paisa as premium.
The insurance cover will not be applicable to children upto 5 years of age and foreign citizens.
This facility will be available only for confirmed and RAC ticket passengers. The scheme offers travellers or nominees a compensation of 10 lakh Rupees in the event of death or total disabilty, 7.5 lakh Rupees for partial disability.
Besides it will pay upto 2 lakh Rupees for hospitalisation expenses and 10,000 rupees for transportation of mortal remains from the place of a train accident

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